Research That Earns Trust
We publish only what has passed review. Each paper states its finding, its authors and how to read it.

Working Papers
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PPOI: pricing risks with no loss history
48.56% lower mean squared pricing error than the industry prior, in backtests on public NAIC Schedule P data.
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Capture accuracy on scenes with known answers
Measurements within 5–12% of the known value, at about $9 per capture.
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The Verifiable Program Record
Estimates the addressable information load in delegated authority at $2.5–6.5 billion a year, central about $4 billion.
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We send each paper as its PDF is ready, starting with the working paper available now.
Capture AccuracySo Far
On scenes with known answers. The report is in preparation and will be posted here as a PDF.
- 5–12percent error against known answers
- $9about, per capture
Accuracy Reports
Capture accuracy test
Scenes with known answers. Report in preparation.
Live-site results
Accuracy on five live sites, posted here as each result comes in.
Yearly independent audit
An independent engineer audits capture accuracy each year. Each audit is published here in full.
Updates
Releases, results and new partners, newest first.
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A full sample capture, end to end
One walkthrough of a synthetic test hall, from video to record: 600 frames placed in 3D, 54 items detected and checked, and ten findings, each linked to the frames it came from.
Turn the sample hall -

The record runs end to end
The AARC demo now runs capture, record, quote, bordereaux and audits in one place, on synthetic data. Every audit re-derives from stored data on each load.
How a draw works -

Working paper 10 available on request
The Verifiable Program Record sets out what an attested program record is and what its absence costs delegated insurance.
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A few emails a year, no more.