Platform

One auditable program record.

AARC reads the documents a delegated program already produces, reconciles them across every party, and keeps one verified record that carriers, MGAs, reinsurers, and capital providers all work from.

Program documents flow into AARC, which reads and reconciles them into one verified program record that every counterparty works from. What a program produces AARC One program record Binder MGA Bordereau Monthly Loss run TPA Treaty slip Reinsurer Read Reconcile Replay Program record Verified Written premium 1,248,400 Bdx p.3 Commission 22.5% Binder §4 Paid losses 312,910 Loss run Ceded Per treaty Slip §7 Every value traces to its page Works for Carrier MGA Reinsurer Capital
Documents in, one verified program record out, with every value traceable to the page it came from and permissioned for each counterparty.
What arrives at launch

Read

Binders, bordereaux, loss runs, endorsements, and treaty slips are read by our own vision–language models into structured fields, with a reference back to the page each value came from.

Reconcile

Rows are matched across underwriting, claims, and reinsurance data as they arrive, so the numbers every counterparty sees are the same numbers, checked continuously rather than at audit.

Replay

Binder and treaty terms become executable logic. Any determination, from a commission to a cession, can be re-run by a counterparty who was not present and land on the same answer.

How it will be delivered
Connect a program Load history Review exceptions Run it continuously

We are onboarding a first cohort of programs and capital providers before general availability. Early-access partners get the record on their own book, direct input into the open specification, and first access to the vision and coverage capabilities as they ship.

Request early access Read the research